Compulsory insurance of civil liability of the employer for damage to life and health of employees caused at the time of performance of labor (service) duties

The object сof insurance shall be the property interest of the Insured, associated with his duty to compensate damage to life and health of employees caused at the time of performance of labor (service) duties.

Insured event shall be understood as causing damage to life and (or) health of workers hired by the Insured while performing their work duties in the interest of the Insured.

The injury of life and (or) health of the worker hired by the Insured shall mean the following:

a) temporary partial or complete loss of ability to work by the employees of the Insured due to occurrence of industrial injuries disablement ;

b) permanent total or partial loss of ability to work by the employees of the Insured due to industrial injuries disablement;

c) the death of an employee of the Insured, which resulted from an industrial injury.

The insurance sum is fixed at the amount not less than the annual salary fund.

Insurance rates are differentiated by types of economic activity, depending on the class of professional risk and categories of personnel: the production, administrative, managerial and support staff

You can calculate the premium for this type of insurance by using calculator set on our website.